Are there dental insurance plans out there that are too good to be true? Turns out, many dental insurance providers offer plans that are designed with incredible benefits and coverage at the best possible price. This is why many people are switching to dental insurance plans that are too good! We’ve listed the best four below. Check it out.

Best Overall: Cigna

Cigna offers a variety of plans to suit one’s budget and dental needs. Its extensive network of more than 92,000 dentists makes them the best dental insurance company.

Pros

Some plans include coverage for orthodontic and restorative care.

A national dental network with more than 93,000 practitioners

Cons

Major services have six- to 12-month waiting periods

Cosmetic and dental treatments are not covered

Best Value: Humana Dental Insurance

Humana offers the best value because its basic plans have low starting rates. Plus, all preventive services are covered at 100%. Some plans also have a one-time deductible to help people save more money.

Pros

Preventive treatment is fully covered by insurance under most plans.

Over 335,000 dentists in the United States are affiliated with Humana.

Cons

Maximum benefits per year can start as low as $1,000.

For basic or major services, some plans have long waiting times.

Best for Families: UnitedHealthOne Dental Insurance

UnitedHealthOne is our top choice for families because it offers preventive care and orthodontia coverage that can help people save money.

Pros

Access to a broad network of dentists.

100% preventative care is covered by many plans.

Orthodontics may be included in some insurance plans.

Cons

Annual maximum benefit limits can be as low as $1,000/person.

There may be waiting periods for basic and major services.

Best for Seniors: Physicians Mutual

Physicians Mutual is a great choice for seniors because it has no annual or lifetime limits on coverage, including benefits that help pay for dentures. It offers specialized pricing for seniors on a budget.

Pros

There isn’t a waiting time for preventative care.

No lifetime or yearly benefit caps

Zero deductibles

Cons

A waiting period of three months for routine procedures

Waiting time of 12 months for major work

A cap on the amount they pay for each procedure