There are many health insurance companies, and each has its pros and cons. Here is a list of what we consider to be the top 5 health insurance companies this year:

Blue Cross Blue Shield

Blue Cross Blue Shield offers a variety of health insurance plans, with premiums starting at $68.48 per biweekly cycle (or $136.96 per month). The most common benefits are included in all the plans, such as dental, hearing, and foreign care coverage. Certain states have additional coverage options, including lifestyle expenses and transportation costs. Over 90% of healthcare professionals and hospitals participate in the BCBS network, which has an A.M. Best score of A+ and an A+ Better Business Bureau rating.

Aetna

Aetna earned a place on our list of the best health insurance providers for 2021 thanks to reasonable copays, countrywide coverage, and standard HMO plans that offer dental, hearing, and vision coverage, with specialist copays starting at $35. Additionally, the firm has 5,700 hospitals in its network, and its plans are available through healthcare.gov, simplifying registration for anyone. Aetna has an A+ rating from the Better Business Bureau (BBB) and an A rating from A.M. Best.

Cigna

Cigna, a global provider of health insurance, is available in more than 180 million households across the globe. The company provides EPO plans and HMO and PPO plans. In some areas, it offers client copays as low as $0 for providers. Dental coverage is also available, along with additional insurance policies like cancer treatment insurance, lump sum heart attack, and stroke insurance. Cigna has an A.M. Best rating of A.

Humana

Best known for its Medicare offerings, Humana provides HMO and PPO plans and Medicare Advantage plans. Among the benefits offered by the provider are prescription drug coverage, dental care, eye care, and fitness (gym membership). To purchase a plan from Humana, visit healthcare.gov. The business claims an A+ rating from the BBB and an A- ranking from A.M. Best.

UnitedHealthcare

UnitedHealthcare is another significant health insurance company in the US. It has 6,500 hospitals nationwide and offers HMO and PPO plans, vision, dental, Affordable Care Act (ACA), Medicare, and other supplementary insurance policies to cover accidents, hospitalization, and travel. Copays can be as little as $75.00 in some states. The business has an AM. Best grade of A- and an A+ rating from BBB.